8420 North Smith Street

Classic St. Johns bungalow just steps from the park, blending original character with extensive major improvements already completed. Seller financing available, with potential for a below-market interest rate! A brand-new complete sewer line joins a 50-year roof, updated electrical, HVAC & water heater, radon mitigation, added insulation, attic solar ventilation, earthquake plates tied to the foundation & a DEQ-certified decommissioned oil tank.Inside, refinished wood floors, original built-ins, brick fireplace, crown molding & original front windows with storm protection preserve the home's 1920s charm. All remaining windows, including the basement, are energy-efficient double-pane replacements.Both bedrooms are conveniently located on the main level. The primary retains its original French doors to the living room plus separate hall access. For buyers preferring a traditional bedroom configuration, the French-door opening offers a straightforward option for enclosure. The second bedroom opens to a private raised deck & hot tub.The updated kitchen features granite counters, stainless appliances, modern cabinetry & ample storage. The main bath offers heated tile floors, granite counters & a seamless lifetime tub/shower.The large basement provides a second bath, laundry with sink, built-in storage, vintage bar & potential for additional finished living space.Outside: front porch, pergola, landscaped yard, oversized garage, attached covered carport & tall RV/boat/trailer carport—3 covered off-street spaces. A permanent side alley provides direct access plus additional graveled parking. Minutes from Cathedral Park, shops & dining.