For sale Home

Listed Nov 2, 2026

$1,599,000 Est. $10,576/mo

840 Myrtle Terrace

  • 3

    Beds

  • 3

    Baths

  • 2,017

    Sq ft

The story

MAJOR PRICE DECREASE!!! LIVE, WORK, OR INVEST! ZONED HIGHWAY COMMERCIAL: MIXED USE! MINUTES TO THE BEACH AND FLOOD ZONE X! One of the most unique opportunities in all of Naples! Perfectly positioned in an X flood zone just a short walk or bike ride to the beach, Waterside Shops, waterfront dining, and some of Naples’ most desirable attractions, this fully renovated coastal cottage offers the ultimate Naples lifestyle with endless possibilities. Enjoy being only minutes from 5th Avenue, Mercato, Venetian Village, and world-class shopping, dining, boating, and entertainment while still having the privacy and flexibility rarely found this close to the coast. Zoned for both residential and commercial use, this property is ideal as a full-time residence, seasonal getaway, vacation rental, live/work opportunity, or income-producing investment with NO HOA and NO rental restrictions. Completely reimagined in 2019, the home features a metal roof engineered to withstand winds up to 200 MPH, hurricane-impact windows and doors, updated AC systems, water heaters, and beautifully curated designer finishes throughout. From the moment you arrive, the curb appeal stands out with lush tropical landscaping, custom herringbone pavers, a newly screened-in front patio, and a private entrance leading directly into the flexible studio space or laundry area, ideal for business owners, creatives, remote professionals, guests, or added rental flexibility. Inside, nearly 2,000 square feet of designer-inspired living space awaits with soaring 25-foot cathedral ceilings wrapped in tongue-and-groove Cypress wood, custom wood beams, shiplap accents, recessed lighting, vintage fixtures, built-in bookcases, and an open airy layout designed for entertaining. The chef’s kitchen is truly a showpiece featuring Café appliances, an induction cooktop, quartz countertops, soft-close cabinetry, antique lighting, a custom mango wood indoor/outdoor bar, and even a built-in Keurig coffee maker inside the refrigerator. The primary suite feels like a luxury retreat with a custom fireplace wall, oversized custom walk-in closet, spa-inspired bath with designer cabinetry, chandelier lighting, and a beautifully tiled walk-in shower. Guest bedrooms offer privacy, high ceilings, custom built-ins, and a stunning fully customized Jack-and-Jill bath. The separate studio space with its own entrance, private patio, full bath, and built-in sink creates incredible flexibility for a home office, wellness space, art studio, guest suite, or additional rental opportunity. Step outside into your private tropical oasis featuring a fully fenced yard, outdoor lighting, privacy landscaping, cozy firepit seating area, room for a pool, extended carport, and multiple outdoor entertaining spaces designed to enjoy the Florida sunshine year-round.

Facts & features

Home type

Home

Year built

1959

Floors

1

Price per sq ft

$793

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air, Ceiling Fans, Electric

  • Heating

    Central, Electric

  • Appliances

    Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer

  • Flooring

    Tile, Wood

  • Roof

    Metal

  • Lot Information

    Rectangular Lot, Sprinklers Automatic

  • Exterior

    Fence, Fire Pit, Security High Impact Doors, Irrigation Sprinklers, Room For Pool, Privacy Wall

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$10,576 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $8,511
  • Property tax $1,599
  • Insurance $466

Includes principal, interest, taxes & insurance.

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Listing Broker

Hovland Realty, LLC

Broker Name

Hovland Realty, LLC

Agent

Brehna Hovland