For sale Home

Listed Oct 30, 2026

$199,900 Est. $1,322/mo

822 Kentucky Avenue

  • 2

    Beds

  • 1

    Baths

  • 825

    Sq ft

The story

SMALL-TOWN CHARM NEAR HISTORIC DOWNTOWN ST. CLOUD! Built in 1945 and set on a corner lot with mature trees and NO HOA, this 2-bedroom, 1-bath home puts local shops, cafés, restaurants, and downtown events close to home. The charming screened front porch offers a shaded spot for morning coffee or a quiet evening. Inside, wood flooring adds warmth to the main living area, while the kitchen features white cabinetry and a mosaic tile backsplash. Nearby Lakefront Park on East Lake Tohopekaliga offers paved walking and biking paths, a marina, boat ramp, fishing pier, sand beach, playground, and splash pad. Located just minutes from U.S. 192 for shopping and dining, with access to Florida’s Turnpike for trips to Kissimmee, Orlando International Airport, and Central Florida’s theme parks and attractions. From dinner downtown to an afternoon by the water, this location keeps some of St. Cloud’s favorite destinations within easy reach.

Facts & features

Home type

Home

Year built

1945

Floors

1

Price per sq ft

$242

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Range, Refrigerator

  • Flooring

    Tile, Wood

  • Roof

    Shingle

  • Lot Information

    Corner Lot, Paved

  • Exterior

    Private Mailbox

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,322 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,064
  • Property tax $200
  • Insurance $58

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

XCLUSIVE HOMES LLC

Broker Name

XCLUSIVE HOMES LLC

Agent

Cynthia Fernandez