For sale Condo

Listed Apr 23, 2026

$119,900 Est. $793/mo

82 2nd Street #D5

  • 1

    Beds

  • 1

    Baths

  • 480

    Sq ft

The story

**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:** MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

Facts & features

Home type

Condo

Year built

1982

Floors

2

Price per sq ft

$250

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Electric Water Heater, Freezer, Microwave, Range, Refrigerator

  • Flooring

    Ceramic Tile

  • Roof

    Shingle

  • Lot Information

    Historic District, City Limits, Near Marina, Sidewalk, Paved

  • Exterior

    Lighting, Sidewalk

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$793 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $638
  • Property tax $120
  • Insurance $35

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

EPIQUE REALTY, INC.

Broker Name

EPIQUE REALTY, INC.

Agent

Stacy Gervais