For sale Home

Listed Dec 26, 2025

$2,495,000 Est. $16,502/mo

81906 Overseas Highway 2

  • 3

    Beds

  • 4

    Baths

  • 1,829

    Sq ft

The story

  • Pool
  • Waterfront

Perfectly positioned in the heart of Upper Matecumbe Key, this stunning residence places you in downtown Islamorada--just a short stroll to the area's most celebrated restaurants, art galleries, and island attractions.Privately gated and approached by a Chicago paver driveway, this absolutely turn-key 3-bedroom, 3.5-bath residence is part of an exclusive collection of just eight bayfront homes and was completed in 2020 with refined design, upscale finishes, all stainless-steel Bosch appliances, and exceptional craftsmanship throughout. Elegant interiors and thoughtful details create a sophisticated yet relaxed island lifestyle.The home features a private pool with a wood deck at the rear--ideal for entertaining or unwinding in complete privacy, while residents also enjoy access to a community bayfront pool overlooking breathtaking sunset views. An assigned boat slip on the bay provides effortless access to Florida Bay and the Atlantic beyond. Boat lift currently in place can hold boats up to 5,000 lbs.Adding to its appeal, 7-day rentals are permitted, making this property a rare and superior investment opportunity in one of Islamorada's most walkable and desirable locations. Ideal for a full-time residence, island getaway, or income-producing asset, this home offers an exceptional blend of luxury, lifestyle, and flexibility. Coral Cove is located in an X flood zone, providing additional peace of mind.

Facts & features

Home type

Home

Year built

2020

Floors

2

Price per sq ft

$1,364

HOA

$2,988 / quarterly

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Appliances

    Washer, Stainless Steel Appliance(s), Freezer, Oven, Refrigerator, Dishwasher, Dryer

  • Flooring

    Vinyl

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Exterior

    Boat Slip, Outdoor Kitchen

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$16,502 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $13,279
  • Property tax $2,495
  • Insurance $728

Includes principal, interest, taxes & insurance.

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Listing Broker

Ocean Sotheby's International Realty

Broker Name

Ocean Sotheby's International Realty

Agent

Pierre Marc Bellion

Location

Islamorada FL 33036