For sale Attached Single Unit

Listed Aug 10, 2026

$1,195,000 Est. $7,904/mo

7835 Surf Drive

  • 3

    Beds

  • 3

    Baths

  • 1,616

    Sq ft

The story

  • Waterfront

Your beach day begins the moment you open the door. This rare Gulf-front townhome combines direct beach access with no HOA fees, lower property taxes, and two reserved parking spaces at the front door--advantages that are exceptionally difficult to find along the coast. Furnished and offering 3 bedrooms and 3 bathrooms, it provides the privacy of a low-density beachfront retreat with the flexibility and rental appeal buyers want in a Panama City Beach property.

Facts & features

Home type

Attached Single Unit

Year built

1982

Floors

2

Price per sq ft

$739

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Dryer, Microwave, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect

  • Flooring

    Floor Laminate

  • Exterior

    Balcony, BBQ Pit/Grill

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$7,904 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $6,360
  • Property tax $1,195
  • Insurance $349

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Century 21 Ryan Realty

Broker Name

Century 21 Ryan Realty

Agent

Helen I Ferrell