For sale Residential

Listed Oct 6, 2026

$375,000 Est. $2,480/mo

730 South 11th Street

  • 2

    Beds

  • 1

    Baths

  • 1,032

    Sq ft

The story

Welcome to island life! This two-bedroom, one-bath Fernandina Beach home offers 1,032 square feet of single-story space ready for a thoughtful refresh. Solid concrete block construction provides a practical starting point, while a brand-new HVAC and new underground 200-amp electrical service. Whether your vision leans toward a charming island cottage, a streamlined full-time residence, rental or an investment-minded renovation, the canvas is here. Positioned on a 50-by-100-foot corner lot, the property includes nice trees & palms and additional parking in the rear, a welcome advantage for residents, guests, or weekend gear. The adjoining lot is also offered for sale, creating an intriguing option for buyers who want to explore a broader plan. R2 zoning adds another positive detail to consider; buyers should independently verify permitted uses, renovation requirements, and any plans for the neighboring parcel. Life beyond the doorstep is equally appealing. A quiet, golf-cart-friendly area with sidewalks makes it easy to walk or bike to beach, schools, shopping, restaurants, and downtown. Fernandina Beach Recreation and Central Park are close, while the Fernandina Beach Historic District and Fernandina Harbor Marina bring local dining, shops, and waterfront character within easy reach. Main Beach Park, Egan’s Creek Park, and Fort Clinch State Park round out the island lifestyle with sand, trails, and open-air escapes. Bring your contractor, your creativity, and your wishlist. Schedule a private showing and see what this well-located property could become. SEE MLS #116914 for the adjoining lot next door. Motivated seller!

Facts & features

Home type

Residential

Year built

1950

Floors

1

Price per sq ft

$363

Included features

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Refrigerator, Stove

  • Roof

    Shingle

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,480 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,996
  • Property tax $375
  • Insurance $109

Includes principal, interest, taxes & insurance.

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Listing Broker

COLDWELL BANKER THE AMELIA GROUP

Broker Name

COLDWELL BANKER THE AMELIA GROUP

Agent

Shannon Smith

Location

Fernandina Beach FL 32034