For sale Home

Listed Sep 24, 2026

$815,000 Est. $5,390/mo

728 Tarpon Avenue

  • 6

    Beds

  • 6

    Baths

  • 2,904

    Sq ft

The story

Rare income-producing duplex on Amelia Island, just blocks from the Atlantic, located on Tarpon Avenue in one of Fernandina Beach's most established beachside pockets. Unit A has 3 Bedrooms and 2.5 Baths, 1200 sq ft and unit B has 3 Bedrooms 2.5 Baths in 1704 square feet. Step onto the rear 2nd floor decks of either side and you can hear the ocean rolling in! This property has been a reliable rental for years and does need some TLC and represents a great value-add opportunity for an investor or handy owner. The location is the real draw: walk to Main Beach, Fernandina's most popular stretch of sand, just minutes from Fort Clinch State Park's trails and historic fort, and a short drive to the shops, restaurants, and waterfront charm of Historic Downtown Fernandina Beach. With two units under one roof, there's also potential to convert the duplex back into a single-family residence, subject to buyer due diligence with the county. Whether you're building a rental portfolio or looking to renovate and live on one of Amelia Island's best streets, 728 Tarpon Ave is a rare chance to buy income and location together.

Facts & features

Home type

Home

Year built

1999

Floors

2

Price per sq ft

$281

Included features

  • Cooling

    Central Air

  • Appliances

    Electric Range, Refrigerator

  • Flooring

    Carpet, Tile, Vinyl

  • Roof

    Shingle

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$5,390 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $4,338
  • Property tax $815
  • Insurance $238

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

LPT REALTY LLC

Broker Name

LPT REALTY LLC

Agent

JASON A ROGERS PA