For sale Home

Listed Oct 9, 2026

$580,000 Est. $3,836/mo

689 Ladd Avenue

  • 4

    Beds

  • 4

    Baths

  • 2,840

    Sq ft

The story

  • Basement

Location, in-law flexibility, and thoughtful updates come together at 689 Ladd Avenue in North Chattanooga! Just minutes from Downtown Chattanooga and the shops, restaurants, parks, and attractions of the Northshore, this 4-bedroom, 3.5-bath home offers approximately 2,840 square feet across three levels, with a layout designed to accommodate a variety of living needs. The main level welcomes you with hardwood floors, a cozy gas fireplace, and an inviting kitchen featuring an island with bar seating, an updated backsplash, and a separate dining area. Fresh interior paint throughout gives the home a clean, refreshed feel. Upstairs, the spacious primary suite features a remodeled bathroom, while additional bedrooms and convenient laundry hookups complete the upper level. A standout feature is the finished lower level, offering exceptional versatility with its own exterior entrance, full kitchen, bedroom, bathroom, living area, and separate laundry hookups. Ideal for extended family, guests, multigenerational living, or a private work-from-home retreat, this space also offers potential for short-term vacation rental (STVR) use, subject to eligibility. Recent improvements include a replacement mini-split HVAC system and an added French drain near the lower entrance. Outside, enjoy a fenced yard with room for pets, gardening, or relaxing. With meaningful updates, multiple living spaces, and quick access to Downtown Chattanooga, Northshore dining and shopping, and nearby outdoor recreation, 689 Ladd Avenue offers a compelling combination of location, comfort, and versatility.

Facts & features

Home type

Home

Year built

2018

Price per sq ft

$204

Parking

2-car garage

Included features

  • Fireplace

    1 fireplace

  • Basement

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Disposal, Dishwasher, Free-Standing Electric Range, Microwave

  • Flooring

    Concrete, Hardwood

  • Roof

    Shingle

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,836 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,087
  • Property tax $580
  • Insurance $169

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Keller Williams Realty

Broker Name

Keller Williams Realty

Agent

David Henson