For sale Home

Listed Sep 11, 2026

$569,000 Est. $3,763/mo

650 Northwest Gardenia Way

  • 4

    Beds

  • 4

    Baths

  • 2,381

    Sq ft

The story

$10,000 toward RATE BUYDOWN or CLOSING COSTS from the sellers, PLUS up to $4267 in lender credits... That's as much as $14,267 in FREE MONEY! Tucked away on a quiet corner lot, this pristine 2020 multi-level build offers over 2,300 sq ft of bright, versatile living space. Designed with quality craftsmanship throughout, this home features high ceilings, an open-concept main floor, brand-new carpet, central A/C, & an EV charger. The kitchen & open floor plan are at the heart of the home, keeping you connected w/ friends & family around the huge quartz island both everyday & during the holidays. Enjoy seamless indoor-outdoor living & exceptional privacy w/ an expansive, freshly stained outdoor deck (including a huge covered deck), with an elevated view over neighboring rooftops, a rare find in a newer community--ideal for weekend relaxation or effortless entertaining. The flexible floor plan includes 4 spacious bedrooms, providing options for a guest space, home office, or rec area. Upstairs, double doors welcome you into your spacious primary suite, where a soaking tub, rainfall shower, & generous walk-in closet create a spa-like retreat to enjoy. You'll love the upstairs laundry room & efficient tankless water heater, & the super low-maintenance backyard keeps weekends open. Unbeatable Central Kitsap location just minutes from Silverdale, Naval Base Kitsap, & the ferries. Move-in ready & built for easy, low-stress living—just unpack & enjoy!

Facts & features

Home type

Home

Year built

2020

Price per sq ft

$239

HOA

$480 / annually

Included features

  • Fireplace

    1 fireplace

  • Cooling

    Forced Air, Heat Pump

  • Heating

    Forced Air, Heat Pump

  • Appliances

    Dishwasher, Disposal, Microwave, Refrigerator, Stove(s)/Range(s), Tankless Water Heater

  • Flooring

    Hardwood, Vinyl, Carpet

  • Roof

    Composition

  • Lot Information

    Corner Lot, Dead End Street, Paved, Sidewalk

  • Exterior

    Cement Planked, Stone, Wood, Wood Products

  • Water Source

    Public

  • Sewer

    Sewer Connected

Mortgage calculator

Estimated monthly payment

$3,763 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,028
  • Property tax $569
  • Insurance $166

Includes principal, interest, taxes & insurance.

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Listing Broker

Adept Real Estate

Broker Name

Adept Real Estate

Agent

Shannan Laudet