For sale Home

Listed Mar 4, 2026

$1,595,000 Est. $10,549/mo

643 Indies Road

  • 3

    Beds

  • 2

    Baths

  • 2,229

    Sq ft

The story

  • Pool
  • Waterfront

Nestled on the picturesque shores of Ramrod Key, this stunning waterfront property is the epitome of tropical luxury. With 3 bedrooms, 2 bathrooms, and 2,229 square feet of thoughtfully designed living space, this home offers an ideal blend of comfort and high-end amenities on a spacious 9,000 square foot lot. Completely remodeled in 2018, including a new roof, this property is ready for immediate enjoyment.Step into an open-concept living area featuring 10-foot ceilings, while the master bedroom boasts soaring cathedral ceilings with beautiful whitewashed cypress, adding a coastal charm to the elegant interior. The kitchen is a chef's dream, featuring quartz countertops, cherry hardwood cabinets with self-closing doors, a gas cooktop, and a convection oven. The master bathroom includes a luxurious 6-foot jetted tub with an on-demand water heater, creating the perfect place to unwind.Outdoor living is equally impressive, with a heated pool, two tiki huts featuring custom bars, and a spacious wrap-around deck offering panoramic open-water and sunset views. Boaters will appreciate the property's 14,000-pound boat lift, excellent boating access, and 50-amp shore power along with RV hookup complete with sewer connection. Relax by the gas fire pit, pick fresh fruit from the yard, and entertain with ease thanks to the exterior and interior sound systems.This fenced property, perfect for pets, also includes underground power, Wi-Fi, a 50-amp RV hookup, and plenty of storage. For the avid angler there's a fish-cleaning station and an outdoor shower. Combining privacy, luxury, and functionality, this Ramrod Key Oceanside gem is a slice of paradise waiting to be enjoyed. Easy and fun to show!!!

Facts & features

Home type

Home

Year built

1992

Price per sq ft

$716

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Oven, Range, Refrigerator

  • Flooring

    Tile, Carpet, Wood

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Exterior

    Storage

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$10,549 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $8,489
  • Property tax $1,595
  • Insurance $465

Includes principal, interest, taxes & insurance.

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Listing Broker

Internet Realty of the Florida Keys

Broker Name

Internet Realty of the Florida Keys

Agent

Gregory A Maclaren

Location

Ramrod Key FL 33042