For sale Home

Listed Aug 13, 2026

$495,000 Est. $3,274/mo

640 Old Oak Street

  • 4

    Beds

  • 2

    Baths

  • 1,636

    Sq ft

The story

Charming Cottage in Eau Gallie Arts District Discover the charm and character of this inviting cottage in the heart of the Eau Gallie Arts District, where restaurants, art galleries, boutiques, and the scenic riverfront are just a short walk away. Enjoy the gentle river breeze from the backyard and a quick 15-minute drive to the ocean. Set along a charming, shaded street, this beautifully maintained home offers 4 bedrooms and 2 full bathrooms, with a flexible layout ideal for a residence, guest accommodations, or an in-home business. The addition includes 2 bedrooms with a private entrance, providing excellent potential for multigenerational living, rental income, or a separate guest suite. Inside, you'll find original wood floors, remodeled bathrooms, classic moldings, and timeless character throughout. A welcoming front porch adds to the home's curb appeal, while the Chicago brick entry brings an extra touch of historic charm. Lot 646 Old OAK street maybe be available to purchase . This is RARE opportunity to purchase home that can be rental / ADD new home in the future /expend existing home /add guest accommodation / Young starting out couples/ winter gateway stay / retired couples ready to start best chapter of their life / Multifamily accommodations / or simply KEEP GARDEN growing .

Facts & features

Home type

Home

Year built

1928

Floors

1

Price per sq ft

$303

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Electric Range, Refrigerator

  • Flooring

    Tile, Wood

  • Roof

    Metal

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,274 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,635
  • Property tax $495
  • Insurance $144

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Cornell Real Estate

Broker Name

Cornell Real Estate

Agent

Margret Cornell