For sale Home

Listed Sep 12, 2026

$394,900 Est. $2,612/mo

640 North Locust Street

  • 3

    Beds

  • 2

    Baths

The story

  • Basement

Welcome to this move-in ready, four-bedroom, two-bathroom split-level home featuring timeless brick and cedar curb appeal, immaculate landscaping, and an unbeatable location directly across the street from Lincoln-Way East High School. Step inside to an abundance of natural light showcasing beautiful flooring throughout a bright, spacious living room and formal dining area that seamlessly transitions into a well-appointed kitchen equipped with modern stainless steel appliances. The upper level hosts three comfortable bedrooms and a full bath, while the inviting lower level offers a cozy family room and a second full bath-perfect for hosting guests. Up for endless possibilities, the massive sub-basement includes a completed fourth bedroom alongside ample unfinished space ready for your custom touches. Outside, enjoy a serene backyard featuring a lovely deck with plenty of room to add a pool or build your dream outdoor oasis, plus a two-car garage for all your parking and storage needs. Located just minutes from top-rated schools, lush parks, dining, and shopping, this exceptional property has it all-schedule your private tour today!

Facts & features

Home type

Home

Year built

1968

Parking

2-car garage

Included features

  • Basement

    Yes

  • Cooling

    Central Air

  • Heating

    Gas

  • Appliances

    Range, Microwave, Dishwasher, Refrigerator

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,612 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,102
  • Property tax $395
  • Insurance $115

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

O'Neil Property Group, LLC

Broker Name

O'Neil Property Group, LLC

Agent

Ivan Santos