For sale Home

Listed Sep 18, 2026

$599,000 Est. $3,962/mo

607 Highway 98

  • 6

    Beds

  • 4

    Baths

  • 3,004

    Sq ft

The story

  • Waterfront

BIG HOME, BAYFRONT ACCESS & AN EXTRA BUILDABLE LOT! 607 Hwy 98 offers an incredible opportunity with a spacious, renovated home, ownership of the waterfront directly across the street, PLUS an additional 75-foot buildable lot included in the sale! Whether you're looking for a full-time residence, vacation getaway, investment property, or a home with room for extended family, this property delivers space, flexibility, and unforgettable sunset views. Step inside to an impressive open-concept living, kitchen, and dining area highlighted by beautiful, detailed tongue-and-groove woodwork that adds warmth and coastal character throughout the main living space. The home underwent extensive interior renovations in 2023–2024, including new flooring and a completely updated kitchen featuring white shaker cabinetry, butcher-block countertops, and updated appliances. The bathrooms were also refreshed with new vanities, flooring, and showers. One of the best features of this property is the outdoor living space. Step onto the deck overlooking the water and enjoy incredible sunsets across the bay. With ownership of the waterfront directly across Hwy 98, you'll have direct access to the bay for fishing, kayaking, paddleboarding, or simply enjoying the coastal lifestyle. Need additional living space or rental potential? Downstairs you'll find a separate one-bedroom, one-bath apartment complete with a kitchenette and living area—ideal for guests, extended family, or additional income potential. And there's more—the sale includes an additional 75-foot buildable lot, giving the new owner even more possibilities for the future. The home and additional lot are being offered at a discounted price to reflect that the interior renovation has been completed while the exterior has not yet been remodeled, giving the next owner an opportunity to complete the exterior to their own taste while benefiting from the extensive improvements already made inside. Large and in charge with water views, bay access, additional living quarters, an extra buildable lot, and spectacular sunsets—607 Hwy 98 has the space and potential to make an outstanding primary residence, coastal getaway, or vacation rental investment.

Facts & features

Home type

Home

Year built

1992

Lot size

1 acres

Price per sq ft

$199

Included features

  • Cooling

    Central Air

  • Heating

    Heat Pump, Central, Electric

  • Appliances

    Dishwasher, Microwave

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$3,962 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,188
  • Property tax $599
  • Insurance $175

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Anchor Realty Florida

Broker Name

Anchor Realty Florida

Agent

Paige Joseph

Location

Apalachicola FL 32329