For sale Home

Listed Sep 7, 2026

$2,299,000 Est. $15,206/mo

581 12th Street

  • 4

    Beds

  • 2

    Baths

  • 1,800

    Sq ft

The story

  • Pool
  • Waterfront

Set along the water in sought-after Key Colony Beach, this 4-bedroom, 2-bath home captures everything buyers love about the Florida Keys--boating, a private pool, generous outdoor living space, and a strong history as a successful vacation rental.Inside, the layout is comfortable and inviting, with an open kitchen featuring abundant cabinetry, expansive countertops, and bar seating that flows naturally into the dining and living areas. Four bedrooms provide plenty of room for family and guests, while the primary suite enjoys its own bath and access to a covered outdoor deck. A dedicated laundry area adds everyday convenience.The outdoor spaces are the real highlight. The waterfront backyard is designed for the Keys lifestyle, with a private swimming pool, spacious pool deck, covered entertaining area, outdoor shower, tropical landscaping, and plenty of room to relax after a day on the water. The property also offers substantial canal frontage with a seawall, dockage, and a boat lift, creating an easy setup for boaters.From here, enjoy convenient access toward both the Gulf and Atlantic for fishing, diving, snorkeling, and days on the water. Back at home, cool off in the pool, lounge along the canal, or gather beneath the covered lower-level entertaining space.Additional features include a metal roof, covered parking and storage areas, mature tropical landscaping, and multiple outdoor spaces that make the home especially well suited for full-time living, a family getaway, or continued vacation rental use.With its 4-bedroom layout, private pool, dockage, boat lift, outdoor shower, and established rental history, this waterfront home offers a wonderful opportunity to enjoy the best of Key Colony Beach.

Facts & features

Home type

Home

Year built

1982

Price per sq ft

$1,277

Parking

3-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fan(s)

  • Appliances

    Dishwasher, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator

  • Flooring

    Tile

  • Roof

    Shingle

  • Lot Information

    Waterfront

  • Exterior

    Outdoor Shower

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$15,206 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $12,236
  • Property tax $2,299
  • Insurance $671

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Schmitt Real Estate Co.

Broker Name

Coldwell Banker Schmitt Real Estate Co.

Agent

Samuel Davis Williams

Location

MARATHON FL 33050