For sale Home

Listed Sep 17, 2026

$669,000 Est. $4,425/mo

5643 Old Settler Drive

  • 5

    Beds

  • 3

    Baths

  • 2,539

    Sq ft

The story

Original owner, now on the market. This beautifully maintained 5-bedroom, 2.5-bath home offers approximately 2,539 square feet in Ferndale's sought-after Pioneer Meadows neighborhood. From the moment you step inside, an elegant staircase, vaulted ceilings, and rich wood floors set a warm and inviting tone that carries throughout the main level. The floor plan is designed for how people actually live: two distinct living areas give room to spread out, while a ground-level bedroom or office adds flexibility for guests or remote work. At the heart of the home, a spacious kitchen is built around a large island — a natural gathering point for both everyday meals and entertaining. Upstairs, the primary suite offers a private, comfortable retreat away from the main living spaces, with the remaining bedrooms offering flexibility for guests or additional workspace. Outdoor living is just as thoughtfully addressed. A new deck and pergola gathering area create defined space for relaxing or hosting, while the fully fenced, generously sized backyard offers room to garden, play, or simply enjoy some privacy. An attached two-car garage adds everyday convenience, and residents also enjoy access to the private neighborhood park. Ideally located east of I-5, the home is just minutes from historic downtown Ferndale and the shops, dining, and waterfront of Bellingham — offering the best of small-town charm with easy access to city amenities.

Facts & features

Home type

Home

Year built

2005

Price per sq ft

$263

HOA

$275 / annually

Included features

  • Fireplace

    2 fireplaces

  • Heating

    Forced Air

  • Appliances

    Dishwasher, Refrigerator, Stove(s)/Range(s)

  • Flooring

    Ceramic Tile, Hardwood, Carpet

  • Roof

    Composition

  • Lot Information

    Corner Lot, Dead End Street, Paved, Sidewalk

  • Exterior

    Cement Planked

  • Water Source

    Public

  • Sewer

    Sewer Connected

Mortgage calculator

Estimated monthly payment

$4,425 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,561
  • Property tax $669
  • Insurance $195

Includes principal, interest, taxes & insurance.

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Listing Broker

Realogics Sotheby's Int'l Rlty

Broker Name

Realogics Sotheby's Int'l Rlty

Agent

Christopher Erdmann