For sale Home

Listed Oct 11, 2026

$1,055,000 Est. $6,978/mo

547 El Monte Road

  • 4

    Beds

  • 3

    Baths

  • 2,353

    Sq ft

The story

  • Pool

Discover the perfect blend of versatility, income potential, and long-term value with this unique property featuring a 2-bedroom, 1-bathroom main residence and a fully permitted, recently renovated ADU offering 2 bedrooms, 2 full bathrooms, plus a bonus office currently utilized as a third bedroom. Situated on an expansive 8,134 sq. ft. lot, this property presents an outstanding opportunity for the sophisticated investor seeking to expand their portfolio with a flexible income-producing asset or the prospective homeowner looking to offset monthly housing expenses with supplemental rental income. The additional living space also offers excellent potential for multigenerational living, extended family, or guests. With a generous lot offering room to personalize and enhance, this property combines flexibility with attractive long-term potential. Whether you're a first-time buyer looking to build equity while generating supplemental income or a experienced investor seeking your next strategic acquisition, this El Cajon property offers a compelling opportunity to make your real estate goals a reality.

Facts & features

Home type

Home

Year built

1952

Floors

1

Price per sq ft

$448

Parking

1-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Forced Air

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$6,978 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,615
  • Property tax $1,055
  • Insurance $308

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Ace Mortgage Professionals

Broker Name

Ace Mortgage Professionals

Agent

Kelly Parnell

Location

Los Angeles California 90069