For sale Home

Listed Nov 5, 2026

$375,000 Est. $2,480/mo

5412 Hilltop Avenue

  • 3

    Beds

  • 2

    Baths

  • 1,147

    Sq ft

The story

  • Pool

Less than a 10-minute walk from the sugar-white sands of the gulf, this fully furnished coastal retreat pairs an inviting backyard escape with an established vacation rental history. Offering three bedrooms, two bathrooms and documented annual gross rental revenue of approximately $32,000 to $35,000, the updated residence presents an appealing opportunity for investors, second-home buyers or those seeking a full-time home near the beach. With no HOA and a convenient location near restaurants, marinas and boating destinations, the property offers flexibility for a variety of coastal lifestyles. Inside, a comfortable, guest-friendly layout accommodates family and friends with two king bedrooms and a dedicated bunk room featuring two sets of bunk beds. Luxury vinyl plank flooring, recessed lighting, updated windows and fresh interior paint contribute to the home's bright, refreshed atmosphere. Recent improvements extend well beyond aesthetics, including the addition of a second full bathroom, a new septic system and a dedicated laundry room. Offered fully furnished, the residence is ready for immediate enjoyment or vacation rental use. The fully fenced backyard is designed for leisurely afternoons and memorable gatherings. A spacious gazebo anchors the outdoor entertaining area, complemented by new furniture, two built-in grills and a refreshing stock tank pool. An outdoor shower makes rinsing off after a beach excursion effortless, while landscaping in both the front and back yards enhances the property's welcoming appeal. Whether hosting a cookout, relaxing poolside or spending a quiet evening outdoors, this private setting offers plenty of room to unwind. The location places some of Panama City Beach's favorite waterfront destinations within easy reach. Schooners, Patches, Captain Anderson's and The Grand Marlin are nearby, offering an array of dining experiences from casual beachside fare to fresh local seafood. Boating enthusiasts will appreciate convenient access to marinas and public boat ramps along South Lagoon Drive, while St. Andrews State Park is approximately seven minutes away by car. The property is also conveniently situated near Naval Surface Warfare Center Panama City Division, adding appeal for those seeking proximity to the installation. With the beach, boating and local dining all close at hand, everyday conveniences and coastal recreation are never far away.

Facts & features

Home type

Home

Year built

1970

Floors

1

Price per sq ft

$327

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Electric Range, Electric Water Heater

  • Flooring

    Plank, Vinyl

  • Roof

    Metal

  • Exterior

    Barbecue, Patio, Outdoor Shower

Mortgage calculator

Estimated monthly payment

$2,480 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,996
  • Property tax $375
  • Insurance $109

Includes principal, interest, taxes & insurance.

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Listing Broker

Scenic Sotheby's International Realty

Broker Name

Scenic Sotheby's International Realty

Agent

Marc A Miller

Location

Inlet Beach FL 32413