For sale Home

Listed Aug 17, 2026

$889,500 Est. $5,883/mo

5405 Thomas Drive

  • 4

    Beds

  • 4

    Baths

  • 2,801

    Sq ft

The story

Located just steps from the sugar-white sands of Panama City Beach's quiet east end, this beach home combines the best of location, functionality, and flexibility. With no HOA and the freedom to offer short-term rentals, this property is ideal for a serene retreat, full-time residence, or vacation rental. The thoughtfully designed layout spans multiple levels, ensuring both privacy and spaces for gathering. The first floor features three bedrooms, two full baths with granite countertops, and a convenient laundry area. Ascend to the second floor to a spacious great room with cathedral ceilings, beautiful hardwood floors, and an open kitchen. Stainless steel appliances, a kitchen island and breakfast bar make this space functional and inviting - perfect for hosting or enjoying casual meals. Step out onto the second-floor balcony to enjoy a morning coffee or the evening breezes. The master suite on this level creates a private sanctuary, complete with a well-appointed bathroom featuring a walk-in shower and separate water closet. On the third floor, you will find another balcony and a versatile loft area that can be transformed according to your needs - whether as an additional bedroom, game room, or entertainment hub. Outside, the fenced yard and patio area provide a private space for relaxation or gatherings. Located just a short stroll from local favorites like Schooner's and a quick drive to St Andrews State Park, marinas, golf, shopping and dining, this home offers the perfect blend of peaceful seclusion and convenient access to attractions. If versatile design, spacious living, and steps-to-the-beach convenience are on your wish list, make it a point to see this home. Call to schedule a private tour today!

Facts & features

Home type

Home

Year built

2005

Price per sq ft

$318

Parking

1-car garage

Included features

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Electric

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater, Ice Maker

  • Exterior

    Outdoor Shower

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$5,883 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $4,734
  • Property tax $890
  • Insurance $259

Includes principal, interest, taxes & insurance.

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Listing Broker

Berkshire Hathaway HomeServices Beach Properties of Florida

Broker Name

Berkshire Hathaway HomeServices Beach Properties of Florida

Agent

Craig Duran

Location

PANAMA CITY BEACH FL 32413