For sale Home

Listed Oct 2, 2026

$990,000 Est. $6,548/mo

528 Ralph Street

  • 2

    Beds

  • 2

    Baths

  • 1,796

    Sq ft

The story

  • Waterfront

Virtually Staged. WATERFRONT OPPORTUNITY ON SIESTA KEY! ATTENTION BUILDERS, INVESTORS AND BUYERS: Turnkey waterfront property offering coastal living and excellent potential. This move-in-ready home comfortably accommodates up to eight guests and features durable terrazzo flooring throughout, recently completed exterior paint (2025), an updated kitchen with Corian countertops, extensive cabinetry and a new gas range, plus renovated bathrooms with clean, modern finishes and replacement windows. Enjoy a newer seawall and direct boat access to open water with just one bridge. The property also features a newly constructed front deck, parking for up to six vehicles and a converted garage/storage area ideal for beach equipment, bicycles and tools. A flexible bonus space could be used as a third bedroom, art studio, sunroom or home office. There is ample room to add an in-ground pool, subject to buyer verification and applicable approvals. Located on a street with surrounding homes reportedly valued up to $7 million, this property is well suited for investors, seasonal residents or anyone seeking a low-maintenance, lock-and-leave coastal home.

Facts & features

Home type

Home

Year built

1958

Floors

1

Price per sq ft

$551

Included features

  • Cooling

    Central Air

  • Heating

    Electric, Propane

  • Appliances

    Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer

  • Flooring

    Concrete, Terrazzo

  • Roof

    Shake

  • Lot Information

    Flood Insurance Required, Flood Zone, City Limits, Paved

  • Exterior

    Permeable Paving

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$6,548 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,269
  • Property tax $990
  • Insurance $289

Includes principal, interest, taxes & insurance.

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Listing Broker

MARK SPAIN REAL ESTATE

Broker Name

MARK SPAIN REAL ESTATE

Agent

Brian Rice