For sale Home

Listed Aug 24, 2026

$2,599,000 Est. $17,190/mo

514 Vera Cruz Drive

  • 6

    Beds

  • 6

    Baths

  • 3,750

    Sq ft

The story

  • Waterfront
  • Basement

Experience the ultimate Destin lifestyle from this exceptional canal-front beach home in the highly desirable community of Holiday Isle. Spend your mornings enjoying Gulf views, or boating to Crab Island and your evenings relaxing after a day on the water. The property offers 90 ft of deep-water canal frontage and two covered boat slips with lifts, making it easy to enjoy everything Destin's boating lifestyle has to offer. Designed for effortless coastal living, the home features a fully covered and enclosed outdoor entertainment area ideal for gathering with family and friends and enjoying coastal breezes. The property includes two separate living spaces: the second-level main residence and a third-level lockout. Each has its own private entrance and can be enjoyed together or independently, offering flexibility for extended family, guests or vacation-rental opportunities. The main residence features four spacious bedrooms, four full bathrooms, an expansive living area, a gourmet kitchen with breakfast bar and a private office. The third-level lockout offers two additional bedrooms, two full bathrooms, a large living area and fully equipped kitchen with breakfast bar. The lower-level space offers room for storing beach gear, paddleboards, fishing gear and boating supplies, workshop. The private beach access is a very short walk away, while Crab Island and Gulf of Mexico are 15 minutes away by boat. This one-of-a-kind property captures the very best of the Destin lifestyle!

Facts & features

Home type

Home

Year built

1972

Floors

3

Price per sq ft

$693

Parking

2-car garage

Included features

  • Basement

    Yes

  • Cooling

    Ceiling Fans

  • Appliances

    Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Double, Refrigerator W/IceMk, Stove/Oven Electric, Washer

  • Lot Information

    Bulkhead/Seawall, Flood Insurance Req, Interior, Level, Within 1/2 Mile to Water

  • Exterior

    Rain Gutter, Balcony, Boat Slip, Boatlift, Dock, Shower, Summer Kitchen

  • Sewer

    Community Sewer

Mortgage calculator

Estimated monthly payment

$17,190 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $13,833
  • Property tax $2,599
  • Insurance $758

Includes principal, interest, taxes & insurance.

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Listing Broker

Century 21 AllPoints Realty

Broker Name

Century 21 AllPoints Realty

Agent

Kenneth R Koger