For sale Residential

Listed May 12, 2026

$862,900 Est. $5,707/mo

5012 Karen Street

  • 3

    Beds

  • 2

    Baths

  • 2,172

    Sq ft

The story

Don't let this one pass you by! This home can be rented SHORT-TERM and is within WALKING DISTANCE TO THE BEACH. It is located in the county with LOWER TAXES. Live the coastal lifestyle on Amelia Island’s desirable South End! This SEDA-built 3-bedroom, 2-bath home with a dedicated office offers quality craftsmanship and easy island living. Designed for comfort and style, the open floor plan connects spacious living, dining, and kitchen areas — perfect for entertaining or relaxing after a day in the sun. Enjoy durable tile flooring throughout, ideal for a beach lifestyle, plus a neutral design ready for any décor. The kitchen sink is outfitted with a reverse osmosis filter for safe drinking water. The screened patio creates an inviting outdoor retreat to hear the ocean waves from your back porch, while the large lot provides space to consider a pool and personalize your backyard oasis. Built by trusted local builder SEDA in 2019, this property combines modern construction, timeless finishes, and an unbeatable location near Amelia Island’s beaches, restaurants, and shopping. Whether you’re seeking a full-time residence, vacation home, or investment property, this South End Amelia Island home delivers coastal charm, lasting value, and the best of Florida island living.

Facts & features

Home type

Residential

Year built

2019

Floors

1

Price per sq ft

$397

Parking

2-car garage

Included features

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric, Heat Pump

  • Appliances

    Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer

  • Roof

    Shingle

  • Exterior

    Irrigation Sprinklers

  • Water Source

    Private, Well

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$5,707 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $4,593
  • Property tax $863
  • Insurance $252

Includes principal, interest, taxes & insurance.

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Listing Broker

ERA FERNANDINA BEACH REALTY

Broker Name

ERA FERNANDINA BEACH REALTY

Agent

Kelli Allen

Location

Fernandina Beach FL 32034