For sale Home

Listed Sep 25, 2026

$4,475,000 Est. $29,598/mo

5 2nw Of Lincoln Street

  • 3

    Beds

  • 2

    Baths

  • 1,557

    Sq ft

The story

On the northwest side of downtown Carmel-by-the-Sea, this is the ultimate pied-a?-terre. Once you arrive at Gem by the Sea, no car will ever be needed. Just moments from the buzz of cafes, wine tasting rooms, gourmet dining and art galleries of the village and a leisurely stroll to the white sands of Carmel Beach. This is truly a vacation home. New construction in 2014, the home has been maintained perfectly, the residence feels fresh, intentional, and timeless. The interior is defined by rich hardwood floors and millwork detailing that echoes the classic Carmel aesthetic while offering the modern comforts of a newer build. The main level is thoughtfully designed with two bedrooms, ideal for guests or a home office, while the primary suite claims the entire upper level. Accessed by a gentle set of stairs, this retreat features a private deck with ocean views and a spa-like bathroom complete with a freestanding tub and separate shower. Turn-key coastal elegance, this cottage offers a level of privacy and craftsmanship that is increasingly hard to find. Features AC, Ocean Views, Exterior Spa and attached 1 Car Garage.

Facts & features

Home type

Home

Year built

2014

Floors

2

Price per sq ft

$2,874

Parking

1-car garage

Included features

  • Fireplace

    3 fireplaces

  • Cooling

    Central

  • Heating

    Forced Air, Heat Pump

  • Appliances

    Cooktop - Gas

  • Flooring

    Hardwood, Stone

  • Roof

    Shake, Shingle, Wood

  • Lot Information

    Back Yard, Fenced

  • Water Source

    Individual Water Meter, Public

  • Sewer

    Sewer - Public, Sewer Connected

  • View

    Water

Mortgage calculator

Estimated monthly payment

$29,598 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $23,818
  • Property tax $4,475
  • Insurance $1,305

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Compass

Broker Name

Compass

Location

Carmel-by-the-Sea CA 93921