For sale Home

Listed Oct 17, 2026

$470,000 Est. $3,109/mo

4922 Tortoise Trail

  • 3

    Beds

  • 2

    Baths

  • 2,323

    Sq ft

The story

YOUR NEXT FINISH LINE AWAITS IN TURTLE CREEK! Discover the perfect blend of comfort, style, and versatility in this beautifully maintained, move-in-ready home located in the desirable Turtle Creek community of St. Cloud, Florida! Offering over 2,323 square feet of heated living space, this spacious 3 bedroom, 2 bathroom residence also features a dedicated den and separate formal dining room, providing endless possibilities to fit your lifestyle. From the moment you arrive, you'll appreciate the charming covered front porch, inviting curb appeal, and the added privacy of NO FRONT NEIGHBORS! Step inside to a freshly painted interior featuring beautiful tile flooring throughout the main living areas and realistic grain pattern plank tile flooring in the bedrooms, combining elegance with easy maintenance. The open concept layout creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The kitchen features gorgeous granite countertops, stainless steel appliances, and ample space to prepare your favorite meals while staying connected with family and guests. NEED ROOM TO SHIFT GEARS? The versatile den and separate formal dining room offer the flexibility to create a home office, fitness room, playroom, hobby space, or additional entertainment area. Whether you're working from home or simply looking for extra space, this home offers options to suit your needs. Retreat to the spacious primary suite, complete with TWO WALK-IN CLOSETS offering generous storage space and a private en-suite bathroom featuring dual vanities, a separate walk in shower, and a relaxing garden style soaking tub. Two additional bedrooms provide comfortable accommodations for family or guests. The thoughtfully designed second bathroom also features dual sinks and a separate room for the toilet and bathtub, providing added privacy and convenience when multiple people are getting ready. Step outside to your own private backyard retreat! The spacious, fully fenced backyard and screened in patio provide the perfect setting for morning coffee, weekend gatherings, outdoor dining, or simply enjoying Florida's beautiful weather. Additional highlights include a 2 car garage equipped with a smart garage door opener and built-in camera, plenty of guest parking, a covered front porch, and NO CDD FEES! ENJOY THE TURTLE CREEK LIFESTYLE! Beyond your front door, discover a welcoming community offering TWO swimming pools, a playground, a dog park, neighborhood sidewalks, scenic lakeside walking trails, and beautiful green spaces ideal for outdoor recreation and community events. Whether you enjoy an evening stroll, spending time outdoors with your four-legged companion, or gathering with neighbors, Turtle Creek offers wonderful opportunities to enjoy the Florida lifestyle. Conveniently located near shopping, dining, schools, major roadways, and the growing Lake Nona area, this home offers the perfect balance of neighborhood charm and accessibility to Central Florida's many attractions. MOTIVATED SELLER! With generous living spaces, desirable features, added privacy, ample guest parking, fantastic community amenities, and a convenient location, this home is ready for its next chapter. DON'T LET THIS ONE RACE PAST YOU! Schedule your private showing today and make this beautiful Turtle Creek home your next FINISH LINE!

Facts & features

Home type

Home

Year built

2014

Floors

1

Price per sq ft

$202

HOA

$93 / monthly

Included features

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Convection Oven, Dishwasher, Disposal, Microwave, Refrigerator

  • Flooring

    Luxury Vinyl, Tile

  • Roof

    Shingle

  • Exterior

    Private Yard, Sidewalk

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,109 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,502
  • Property tax $470
  • Insurance $137

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

PREFERRED REAL ESTATE BROKERS

Broker Name

PREFERRED REAL ESTATE BROKERS

Agent

Monica Vega Stiskin, LLC