For sale Home

Listed Jul 29, 2026

$1,049,000 Est. $6,938/mo

490 10th Street

  • 2

    Beds

  • 2

    Baths

  • 1,328

    Sq ft

The story

  • Waterfront

Welcome to waterfront living in Key Colony! From the decorative gated entry and covered front patio, this beautifully maintained 2-bedroom, 2-bath half duplex offers 1,328 square feet of comfortable indoor-outdoor living.Inside, the light-filled interior features marble flooring, a spacious living area overlooking the water, and an updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a generous center island.Step outside to a private, fenced brick-paver patio surrounded by tropical landscaping--the perfect setting for morning coffee, outdoor dining, or relaxing by the canal. Boaters will appreciate the 37.5-foot dock and convenient access to the best of the Florida Keys lifestyle.Major updates include a new metal roof and new air-conditioning system, both installed in 2023. Additional features include ample outdoor storage and an interior laundry area.This property also offers an established history as a successful vacation rental, making it an excellent opportunity for buyers seeking a full-time residence, seasonal getaway, or income-producing waterfront retreat in desirable Key Colony Beach.

Facts & features

Home type

Home

Year built

1970

Price per sq ft

$790

Included features

  • Cooling

    Central Air, Ceiling Fan(s)

  • Appliances

    Dishwasher, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator

  • Flooring

    Tile

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Exterior

    Storage

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$6,938 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,583
  • Property tax $1,049
  • Insurance $306

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Coldwell Banker Schmitt Real Estate Co.

Broker Name

Coldwell Banker Schmitt Real Estate Co.

Agent

Samuel Davis Williams