For sale Home

Listed Aug 20, 2026

$395,999 Est. $2,619/mo

4860 North Judy Circle

  • 3

    Beds

  • 2

    Baths

  • 1,157

    Sq ft

The story

  • Basement

An exceptional financing opportunity helps set this home apart: qualified buyers may have the opportunity to assume the existing VA loan at a 3.75% interest rate, with an approximate remaining balance of $280,000, subject to buyer qualification and loan-servicer/VA approval.Beyond the rate, this single-level Prescott Valley home offers comfortable, practical living without HOA restrictions. The 3-bedroom, 2-bath floor plan provides 1,157 sq. ft. of well-used space, complemented by fresh interior and exterior paint, skylights, ceiling fans and durable wood-look and tile flooring.The kitchen features warm wood cabinetry, generous counter space, a breakfast bar, pantry and gas range. A 2-car garage provides everyday storage, while the fenced .21-acre lot includes paver patios, a low-maintenance turf area, storage shed and room to accommodate an RV or boat. Located in an established neighborhood near Tonto Park North, the home offers convenient access to parks, shopping, dining and everyday services.

Facts & features

Home type

Home

Year built

1999

Floors

1

Price per sq ft

$342

Parking

2-car garage

Included features

  • Basement

    Yes

  • Cooling

    Ceiling Fan(s), Gas

  • Heating

    Forced - Gas, Natural Gas

  • Appliances

    Dishwasher, Washer, Oven, Refrigerator, Range, Gas Range, Microwave, Dryer, Disposal

  • Flooring

    Tile, Vinyl

  • Roof

    Composition

  • Exterior

    Dog Run, Shed(s), Level Entry, Landscaping-Rear, Landscaping-Front, Driveway Gravel, Driveway Concrete

  • Water Source

    Public

Mortgage calculator

Estimated monthly payment

$2,619 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,108
  • Property tax $396
  • Insurance $115

Includes principal, interest, taxes & insurance.

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Listing Broker

Berkshire Hathaway HomeService AZ Properties

Broker Name

Berkshire Hathaway HomeService AZ Properties

Agent

Simon N Fort