For sale Residential

Listed Jan 8, 2026

$589,000 Est. $3,896/mo

48 Merganser Lane

  • 2

    Beds

  • 2

    Baths

  • 780

    Sq ft

The story

  • Pool

An easier way to own in Key West. This 2-bedroom, 1.5-bath townhome in the Key West Golf Club gated community offers the simplicity, flexibility, and lifestyle many island buyers are looking for. Whether you want a lock-and-leave second home, a seasonal retreat, a rental-supported investment, or a manageable year-round residence, 48 Merganser Lane gives you a practical path to Key West ownership.The efficient two-story layout separates living and sleeping spaces, while the private outdoor area extends the home's usable living space and creates an easy indoor-outdoor flow. Impact windows add peace of mind, storm protection, and everyday convenience for owners who want a more secure, low-maintenance island home base.Instead of taking on the upkeep demands of a traditional single-family home, you can enjoy a low-maintenance setting with access to resort-style community amenities, including two pools, a fitness center, lush tropical grounds, walking paths, and maintained common areas.The location adds to the appeal. From the Key West Golf Club, you are within easy reach of Old Town, marinas, dining, shopping, entertainment, and the airport, making it convenient for both owners and guests. The community setting offers a quieter residential feel while still keeping the full Key West lifestyle close by.With its manageable size, established community, outdoor living space, rental flexibility, impact windows, and strong lifestyle appeal, 48 Merganser Lane is not just a place to stay in Key West. It is a smart, easy-to-enjoy island home base designed for the way many buyers want to own today.

Facts & features

Home type

Residential

Year built

1995

Floors

2

Price per sq ft

$755

HOA

$510 / monthly

Parking

2-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fan(s)

  • Appliances

    Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer

  • Flooring

    Tile, Laminate

  • Roof

    Metal

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,896 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,135
  • Property tax $589
  • Insurance $172

Includes principal, interest, taxes & insurance.

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Listing Broker

Preferred Properties (KW)

Broker Name

Preferred Properties (KW)

Agent

Jose Wenzel, PA