For sale Home

Listed Oct 2, 2026

$289,900 Est. $1,917/mo

4766 Osprey Way

  • 4

    Beds

  • 2

    Baths

  • 1,999

    Sq ft

The story

VR tour available. Seller offering up to $12,320 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 4-bedroom, 2-bath home in Winter Haven's established St James Crossing community. The kitchen features granite countertops, an island with bar seating, and stainless steel appliances including a range, dishwasher and microwave. The single-story split floor plan offers 1,999 SqFt with wood-look laminate flooring throughout and no carpet anywhere, a living room open to the dining area and kitchen, a primary suite with a walk-in closet and a private bath with a walk-in shower, three additional bedrooms (two with walk-in closets), a second full bath, an inside laundry room, and an attached 2-car garage. Out back, sliding glass doors open to a covered patio on a 0.17-acre lot that backs to a tree line. $210 annual HOA and no CDD. Flood Zone X, so no flood insurance is required. Conveniently located near shopping, dining and schools. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.

Facts & features

Home type

Home

Year built

2017

Floors

1

Price per sq ft

$145

HOA

$210 / annually

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Disposal, Electric Water Heater, Microwave, Range

  • Flooring

    Laminate

  • Roof

    Shingle

  • Exterior

    Sidewalk

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,917 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,543
  • Property tax $290
  • Insurance $85

Includes principal, interest, taxes & insurance.

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Listing Broker

PROPERTY LOGIC RE

Broker Name

PROPERTY LOGIC RE

Agent

Mark D'Italia