For sale Condo

Listed Sep 13, 2026

$237,000 Est. $1,568/mo

4726 Bay Point Road Unit E241

  • 1

    Beds

  • 1

    Baths

  • 850

    Sq ft

The story

Unit UNIT E241 at 4726 Bay Point Road is a 1-bedroom, 1-bathroom condo in Panama City Beach, FL with 850 sq ft of living space, built in 1981. It is currently listed at $237,000, with a quarterly HOA fee of $1,035.

Discover easy coastal living in the gated Bay Point community! This beautifully updated 1-bedroom, 1-bath condo in Harbour Villas offers 850 square feet of inviting living space, scenic golf course views, and an excellent opportunity for a primary residence, coastal getaway, or investment property. Inside, enjoy an open-concept layout with granite countertops, stainless steel appliances, and abundant natural light. Recent improvements include a dishwasher and HVAC system replaced in 2025, along with an updated bathroom featuring a beautifully tiled walk-in shower and modern vanity. Located within Bay Point, residents enjoy convenient proximity to Point South Marina, golf, dining, and the beautiful beaches of Panama City Beach. Short-term rentals are permitted, subject to association requirements. The current tenant's lease expires December 31, 2026, with confirmed plans to vacate, offering an opportunity for buyers planning for occupancy after the lease concludes. Harbour Villas association dues are $1,035 quarterly, plus $1,650 annually to the Bay Point Community Association. Harbour Villas dues include Wi-Fi, water, and trash services. Whether you're searching for a low-maintenance coastal retreat or an investment opportunity, this condo offers an inviting way to experience the Bay Point lifestyle!

Facts & features

Home type

Condo

Year built

1981

Price per sq ft

$279

HOA

$1,035 / quarterly

Included features

  • Appliances

    Washer Dryer Stacked, Electric Range, Electric Water Heater

Mortgage calculator

Estimated monthly payment

$1,568 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,261
  • Property tax $237
  • Insurance $69

Includes principal, interest, taxes & insurance.

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Listing Broker

Foundation Real Estate Agency LLC

Broker Name

Foundation Real Estate Agency LLC

Agent

Marilyn M Martinez

Location

Panama City FL 32401