For sale Home

Listed Oct 3, 2026

$399,000 Est. $2,639/mo

4502 9th Avenue South

  • 4

    Beds

  • 2

    Baths

  • 1,448

    Sq ft

The story

Charming 1925 Bungalow with Detached Apartment: Live In One, Rent the Other, or Invest in Both. Classic character meets smart income potential. This 3-bedroom, 1-bath 1925 bungalow comes with a detached 1-bedroom apartment in the back, giving you the flexibility to live in one and rent the other, house-hack your way to a lower monthly payment, or build a two-unit rental portfolio in a single purchase. The main house has the warmth and craftsmanship that only a 1920s bungalow can offer, with major updates already done for you. Within the past two years, it received a new roof, a new A/C system, a new hot water heater, and several new windows, so you can skip the big-ticket surprises and get right to enjoying it.The detached 1-bedroom unit is equally well prepared, with all-new windows and brand new central heat and air. It's private, efficient, and already has a tenant in place giving you immediate income. Each unit has its own dedicated parking, a rare and valuable perk for a two-unit property. Tenants and owners alike will appreciate the convenience and separation. For Fiscal Year 2026, HUD fair market rents are $2,900 for the front house and $1,950 for the 1-bedroom back unit, with both figures scheduled to increase in Fiscal Year 2027. That's strong, reliable income potential with updated systems that help keep maintenance costs in check.Whether you're an owner-occupant looking for rental income to offset your mortgage, or an investor seeking cash flow with low-maintenance upgrades, this property delivers options that are hard to find. Schedule your private showing today.

Facts & features

Home type

Home

Year built

1925

Floors

3

Price per sq ft

$276

Included features

  • Cooling

    Central Air

  • Heating

    Electric

  • Appliances

    Electric Water Heater, Range, Refrigerator

  • Flooring

    Ceramic Tile, Tile

  • Roof

    Shingle

  • Lot Information

    City Limits

  • Exterior

    Sidewalk

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,639 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,124
  • Property tax $399
  • Insurance $116

Includes principal, interest, taxes & insurance.

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Listing Broker

KELLER WILLIAMS ST PETE REALTY

Broker Name

KELLER WILLIAMS ST PETE REALTY

Agent

Matt Kreger