For sale Home

Listed Jul 31, 2026

$849,000 Est. $5,615/mo

4431 Saltspring Drive

  • 3

    Beds

  • 3

    Baths

  • 1,930

    Sq ft

The story

  • Waterfront

Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living, western-facing saltwater views, private beach access, and your own private dock—perfect for kayaking, paddleboarding, fishing, or simply unwinding while taking in spectacular sunsets.This beautifully remodeled 3-bedroom, 2.5-bath home offers just under 2,000 sq. ft. of thoughtfully designed living space filled with natural light from expansive windows. The chef's kitchen features generous quartz countertops, stainless steel appliances, modern finishes, abundant storage, and an inviting layout ideal for entertaining. Wake each morning in the tranquil primary suite overlooking the lake with views stretching toward the water beyond.A rare highlight is the spacious double lot, providing exceptional outdoor space for entertaining, recreation, gardening, or added privacy. The additional lot may offer future development or lot separation potential; buyer to verify.Enjoy resort-style community amenities including a golf course, swimming pool, clubhouse, marina, and more. Whether you're looking for a year-round home or the perfect Pacific Northwest getaway, this is a rare opportunity to own a truly special waterfront property.

Facts & features

Home type

Home

Year built

1990

Price per sq ft

$440

HOA

$42 / monthly

Included features

  • Fireplace

    1 fireplace

  • Heating

    90%+ High Efficiency, Fireplace Insert, Forced Air

  • Appliances

    Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer

  • Flooring

    Laminate, Carpet

  • Roof

    Composition

  • Lot Information

    High Voltage Line, Paved

  • Exterior

    Wood, Dock

  • Water Source

    Community

  • Sewer

    Sewer Connected

  • View

    Mountain

Mortgage calculator

Estimated monthly payment

$5,615 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $4,519
  • Property tax $849
  • Insurance $248

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

eXp Realty

Broker Name

eXp Realty

Agent

Anna Lorenz