The story
Assumable VA loan at 2.875%. Approx. balance $276,000; estimated PITI about $1,610/mo. Cash to assume is roughly $24,000 (price minus loan balance) plus closing costs. Buyers do not need VA entitlement to assume, and must be pre-screened through UMe Assumption Specialists. Move-in ready 3BR/2BA single-level home in Rancho El Dorado: open layout, breakfast nook, great room, stainless appliances, covered patio and a large block-walled backyard. Community pool, parks, walking paths and pickleball. Vacant and easy to show. Buyer to verify all. Assumption is subject to lender approval of each buyer; listing agent and seller are not liable if a buyer is not approved.