For sale Home

Listed Oct 22, 2026

$375,000 Est. $2,480/mo

420 40th Street North

  • 2

    Beds

  • 1

    Baths

  • 870

    Sq ft

The story

Classic charm, thoughtful updates, and an oversized yard come together in this two-bedroom, one-bath home in Central Oak Park, approximately 15 minutes from the beach and less than 10 minutes from downtown St. Petersburg. Nearby access to the SunRunner bus adds a convenient public transportation option for exploring the city and heading toward the beaches. The homes intentional and thoughtful furnishings convey to new owner. This home feels larger than its recorded square footage thanks to an open layout and 9-foot ceilings, with crown molding throughout the main living space. A spacious covered front porch with a swing welcomes you home, offering the perfect spot for morning coffee or unwinding at the end of the day. Inside, oak hardwood flooring and abundant natural light complement an open layout that connects the living area to the updated kitchen. Custom soft-close cabinetry, granite countertops, Samsung stainless steel appliances, and breakfast bar seating make the kitchen both stylish and functional. There is room for new owner to separate the livingroom and kitchen with a smaller dining set for a more formal out of kitchen dining space. A stackable washer and dryer add everyday convenience, while the updated bathroom features a glass-enclosed subway-tile shower. Extensive renovations completed in 2018 included a metal roof, concrete board siding, new windows, and updates to the electrical and plumbing systems. The HVAC was updated in 2024, with an Ecobee smart thermostat and surge protection adding comfort and practicality. Out back, a deck with a covered pergola creates an inviting space for outdoor dining and entertaining. The fully fenced double lot offers an oversized backyard with room to garden, play, or explore possibilities for a future pool or expansion, subject to applicable approvals. A detached one-car garage, side alley access, and additional parking complete the property. With welcoming outdoor spaces, substantial updates, and a location close to downtown and the beach, this Central Oak Park home offers a comfortable setting to enjoy the St. Petersburg lifestyle. With preferred lender, Jonathan Ferrante with Bluewater Mortgage, 1 pt lender credit provided to buyer for closing costs or rate buy down.

Facts & features

Home type

Home

Year built

1927

Floors

1

Price per sq ft

$431

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Microwave, Range, Refrigerator

  • Flooring

    Wood

  • Roof

    Metal

  • Exterior

    Hurricane Shutters, Private Mailbox, Sidewalk, Storage

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Park

Mortgage calculator

Estimated monthly payment

$2,480 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,996
  • Property tax $375
  • Insurance $109

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

REALTY ONE GROUP INNOVATION

Broker Name

REALTY ONE GROUP INNOVATION

Agent

Dario Vitagliano