For sale Home

Listed Oct 13, 2026

$425,000 Est. $2,811/mo

418 Terrace Lane

  • 4

    Beds

  • 3

    Baths

  • 2,245

    Sq ft

The story

  • Basement

Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. This home is ready for immediate occupancy plus has instant sweat equity to be made! Make it your own. Some photos are virtually staged to give you ideas of what you can do with the space.

Facts & features

Home type

Home

Year built

2001

Price per sq ft

$189

HOA

$285 / annually

Parking

2-car garage

Included features

  • Basement

    Yes

  • Cooling

    Central Air

  • Heating

    Gas, Forced Air

  • Appliances

    Range, Dishwasher, Refrigerator, Washer, Dryer

  • Roof

    Asphalt

  • Lot Information

    Landscaped

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,811 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,262
  • Property tax $425
  • Insurance $124

Includes principal, interest, taxes & insurance.

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Listing Broker

Keller Williams Infinity

Broker Name

Keller Williams Infinity

Agent

Maribel Lopez