For sale Home

Listed Oct 14, 2026

$950,000 Est. $6,283/mo

41520 Charm Lake Drive

  • 5

    Beds

  • 4

    Baths

  • 4,936

    Sq ft

The story

  • Waterfront

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

Facts & features

Home type

Home

Year built

1979

Floors

1

Lot size

18 acres

Price per sq ft

$192

Parking

2-car garage

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer

  • Flooring

    Ceramic Tile

  • Roof

    Shingle

  • Lot Information

    Farm, Gentle Sloping, In County, Pasture, Unincorporated, Zoned for Horses

  • Exterior

    RV Hookup

  • Water Source

    Well

  • Sewer

    Septic Tank

  • View

    Water

Mortgage calculator

Estimated monthly payment

$6,283 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,056
  • Property tax $950
  • Insurance $277

Includes principal, interest, taxes & insurance.

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Listing Broker

LPT REALTY, LLC

Broker Name

LPT REALTY, LLC

Agent

Tyler Gibson LLC