For sale Home

Listed Oct 21, 2026

$650,000 Est. $4,299/mo

4135 Northeast 20th Street

  • 4

    Beds

  • 3

    Baths

  • 2,420

    Sq ft

The story

  • Basement

This custom-built home in the Leisure Bay neighborhood boasts breathtaking lake views! The living room showcases walls of windows, soaring ceilings, a cozy gas fireplace, a handy dry bar and a wraparound deck. On the main level, you'll find the primary bedroom suite with its own private deck, plus a second ensuite bedroom. The upper loft bonus room is perfect for an office or hobby space. The lower level offers two bedrooms, a bathroom, laundry area, and a family room with a wet bar. A sliding door leads to the beautifully landscaped, fenced side yard, complete with a pergola-covered patio, outdoor fireplace, and built-in BBQ. Oversized double garage includes extra storage room. Deeded lake access with a dock means endless fun for family and friends.

Facts & features

Home type

Home

Year built

1995

Floors

3

Price per sq ft

$269

HOA

$400 / annually

Parking

2-car garage

Included features

  • Fireplace

    1 fireplace

  • Basement

    Yes

  • Heating

    Forced Air, Forced Air 90

  • Appliances

    Builtin Range, Builtin Refrigerator, Cook Island, Dishwasher, Disposal, Down Draft, Island

  • Roof

    Composition

  • Lot Information

    Level

  • Exterior

    Builtin Barbecue, Deck, Fenced, Gazebo, Outdoor Fireplace, Patio, Yard

  • Water Source

    Public Water

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$4,299 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,460
  • Property tax $650
  • Insurance $190

Includes principal, interest, taxes & insurance.

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Listing Broker

Emerald Coast Realty-Seal Rock

Broker Name

Emerald Coast Realty-Seal Rock

Agent

Amy Plechaty