For sale Home

Listed Oct 20, 2026

$455,000 Est. $3,009/mo

4105 Palmetto Bay Drive

  • 4

    Beds

  • 2

    Baths

  • 2,322

    Sq ft

The story

  • Pool
  • Waterfront

BEAUTIFUL, SPACIOUS 4BR/2BA WITH SPARKLING SALT WATER POOL IN CYPRESS LAKES. Enjoy a spectacular backyard setting, fully fenced & overlooking a picturesque lake that backs to a scenic golf course. That's just the backyard! Step inside through 2 sets of sliders to a huge kitchen with granite counters, lots of cabinets with pull out drawers & combo dining room that overlooks family room. A half wall provides a graceful transition to the formal living room & den/office. A 2nd half wall provides a subtle separation between the family room & 4 bedroom wing. A winning feature of this home is the 20x16 owner suite with beautiful bay windows with breathtaking views of the pool, backed by the lake with golf course beyond. LVP flooring throughout! Community amenities include a welcoming clubhouse & community pool, all surrounded by St Johns Golf Club which recently had an impressive $8 million renovation! 10 min to new shopping center & only 20 min to Crescent Beach! Don't let the Elkton mailing address fool you! This property enjoys a desirable St Augustine area location, just 24 minutes to historic downtown St Augustine with it's world class restaurants, unique shops, vibrant entertainment and the charm of the oldest city in the United States! Only 30 minutes to world class entertainment at St Augustine Amphitheater, ranked #1 in the US & #2 in the world!

Facts & features

Home type

Home

Year built

2005

Floors

1

Price per sq ft

$196

HOA

$425 / annually

Parking

2-car garage

Included features

  • Pool

    Yes

  • Fireplace

    1 fireplace

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

  • Flooring

    Luxury Vinyl

  • Roof

    Shingle

  • Lot Information

    Sprinklers In Front, Sprinklers In Rear

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$3,009 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,422
  • Property tax $455
  • Insurance $133

Includes principal, interest, taxes & insurance.

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Listing Broker

WATSON REALTY CORP

Broker Name

WATSON REALTY CORP

Agent

DEBBY DUENOW