For sale Condo

Listed Sep 16, 2026

$898,000 Est. $5,939/mo

4104 Scotts Valley Drive Unit 302

  • 2

    Beds

  • 2

    Baths

  • 1,134

    Sq ft

The story

Unit UNIT 302 at 4104 Scotts Valley Drive is a 2-bedroom, 2-bathroom, single-level condo in Scotts Valley, CA with 1,134 sq ft of living space, built in 2024. It is currently listed at $898,000, with a monthly HOA fee of $480.

Built in 2024, this top-floor corner 2-bedroom, 2-bath condo at The Encore offers privacy: no neighbors above or beside you on either side. The home combines modern architecture style, newer construction, single-level living, high-efficiency appliances, EV-ready covered parking and secure elevator access in the heart of Scotts Valley. NEM2 owned solar system and rate structure is a benefit that conveys with the property and supports its value to the next buyer. High ceilings and abundant natural light complement an open kitchen with quartz counters, Shaker cabinetry, stainless appliances and an extended island. The primary suite features a custom walk-in closet and frameless glass shower, while heated tile floors in both baths add everyday comfort. The $480 monthly HOA dues are notably lower than many older Scotts Valley condo alternatives, an important part of the monthly-cost conversation. Two assigned parking spaces, including one covered EV-ready space, plus oversized secured ground-floor storage offer practical space for bikes, boards, luggage and more. Add in-unit laundry, a private balcony and lock-and-leave convenience, with Highway 17, Santa Cruz beaches, redwoods and golf nearby.

Facts & features

Home type

Condo

Year built

2024

Floors

1

Price per sq ft

$792

HOA

$480 / monthly

Included features

  • Appliances

    Electric Cooktop

  • Flooring

    Tile

  • Roof

    Composition

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$5,939 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $4,780
  • Property tax $898
  • Insurance $262

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Realty

Broker Name

Coldwell Banker Realty

Agent

Monique Kaldy

Location

Monterey CA 93940