For sale Residential

Listed Oct 12, 2026

$4,199,000 Est. $27,773/mo

4100 Filer Cove Road

  • 3

    Beds

  • 2

    Baths

  • 2,485

    Sq ft

The story

Discover an extraordinary waterfront sanctuary offering unmatched privacy, breathtaking sunsets over the Open Water and your own private sandy beach, just 4 miles from the Overseas Hwy. Set amid approximately 8.5 acres of native landscape, this secluded estate boasts over 550' of natural shoreline, one of the largest open-water frontages in the Keys. Its westward orientation captures dramatic sunsets over distant uninhabited islands. Resort-style outdoor living includes a waterfront tiki hut with bar and sun deck, private sandy beach for launching kayaks and paddleboards, and a composite dock with floating dockage for boats and personal watercraft. Deep-water access, complemented by the generous clearance of the Niles Channel Bridge, provides exceptional navigability for larger vessels and sailing vessels. A coral stone pathway leads to the beautifully appointed 3 bed, 2 bath residence offering approximately 2,500 sq. ft. of living space with exceptional architectural details. Custom old-growth sinker cypress millwork, coquina stone and Brazilian slate showcase the home's distinctive craftsmanship. A Florida room with walls of windows overlooking the open water invites natural light and showcases the spectacular surroundings. The kitchen features Costa Esmeralda granite countertops, stainless steel appliances, wine cooler and picturesque water views. The primary suite offers a walk-in closet and adjoining sitting room. Additional highlights include custom mahogany built-ins, integrated security system, water purification system and extensive rainwater storage. The ground level offers an abundance of storage and garage while a separate RV tiki is just steps from the home. A gated entrance, landscape lighting and beautiful teak accents enhance the property. With standing approvals from Monroe County for up to 10,000 sq. ft. of development, this estate presents a rare opportunity to create a private family compound in one of the Florida Keys' most exceptional settings.

Facts & features

Home type

Residential

Year built

1994

Lot size

8 acres

Price per sq ft

$1,690

Mortgage calculator

Estimated monthly payment

$27,773 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $22,349
  • Property tax $4,199
  • Insurance $1,225

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Schmitt Real Estate Co

Broker Name

Coldwell Banker Schmitt Real Estate Co

Agent

Lisa H Ferringo