For sale Home

Listed Oct 16, 2026

$1,080,000 Est. $7,143/mo

404 Harbor Drive South

  • 3

    Beds

  • 2

    Baths

  • 2,230

    Sq ft

The story

Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living. The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet. The impressive 49” x 83” island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides. Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling. The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet. New 2’ x 4’ porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home. Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis. Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field. Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!

Facts & features

Home type

Home

Year built

1972

Floors

1

Price per sq ft

$484

Parking

2-car garage

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Refrigerator, Touchless Faucet, Washer, Water Softener

  • Flooring

    Marble, Tile

  • Roof

    Membrane, Metal

  • Lot Information

    Flood Insurance Required, City Limits, Landscaped, Paved

  • Exterior

    Garden, Rain Gutters

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$7,143 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,748
  • Property tax $1,080
  • Insurance $315

Includes principal, interest, taxes & insurance.

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Listing Broker

COASTAL PROPERTIES GROUP INTERNATIONAL

Broker Name

COASTAL PROPERTIES GROUP INTERNATIONAL

Agent

Lori Yaniscavitch