For sale Home

Listed Oct 14, 2026

$1,389,000 Est. $9,187/mo

4026 Charles Street

  • 6

    Beds

  • 4

    Baths

  • 1,970

    Sq ft

The story

Listed for less than recent appraisal! A rare opportunity to own two fully detached, single-story homes on one loteach w/ 3 bedrooms and 2 bathrooms. 4028 Charles is an ADU built in 2025. The other, 4026 Charles, is recently renovated w/ quality upgrades throughout. Both homes are completely standalone, offering total privacy w/ no shared walls and no shared utilities (except water). Each unit features: Private entrances, Private yards, Private parking, In-unit laundry, Central HVAC, Separate SDGE meters, & Separate trash pickup. With strong rental demand in the area, this is a rare setup that gives you options for house hacking, multi-generational living, or a pure investment play. 4026 Charles Street 1,037 Sq Ft (Recently Renovated) 3 Bedroom, 2 Bathroom Open-concept, chefs kitchen, SS appliances, & tons of upgrades. 4028 Charles Street (933 sq. ft.) 3 Bed/2 Bath 2025 New Construction & Fully Permitted - Modern, open-concept floor plan, SS appliances, primary bedroom with en-suite bath, Full-size laundry and utility room, private & low-maintenance yard. Don't let this one slip!

Facts & features

Home type

Home

Year built

1946

Floors

1

Price per sq ft

$705

Parking

5-car garage

Included features

  • Cooling

    Central Forced Air

  • Heating

    Forced Air, Natural Gas

  • Appliances

    Gas Range, Range Hood, Range/Oven

  • Roof

    Shingle

  • Water Source

    Meter on Property

  • Sewer

    Sewer Connected

Mortgage calculator

Estimated monthly payment

$9,187 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $7,393
  • Property tax $1,389
  • Insurance $405

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Compass

Broker Name

Compass

Agent

Derek Harms

Location

San Diego CA 92108