For sale Home

Listed Oct 10, 2026

$455,000 Est. $3,009/mo

40159 Camino Montecito

  • 3

    Beds

  • 2

    Baths

  • 1,823

    Sq ft

The story

Inside Sun City Shadow Hills, the 55+ community in north Indio, this San Emilio plan faces west across a pond with a fountain, a greenbelt, and the mountains beyond. The view earns its keep every evening as the sun drops behind the ridgeline. The home runs approximately 1,823 square feet, with two bedrooms, two baths, and a separate den or office. A qualified buyer may be able to assume the existing VA loan at 2.5%, subject to lender approval.Ceramic tile and neutral carpet run throughout, with ceiling fans in every room. The kitchen is the working heart of the house: granite countertops, double ovens, a walk-in pantry, and handsome cabinetry, plus a breakfast room for slow mornings. A separate dining area and living room sit just beyond, and a slider opens the living room to a very large, landscaped backyard with a lawn and a covered patio facing the water.The layout keeps the bedrooms apart. The primary suite has its own door to the backyard, dual vanities, and a walk-in closet of real size. The guest bedroom, with mirrored closets, and its bath sit at the opposite end of the home.Storage is everywhere. A separate laundry room with a sink leads into the garage, which is fitted with tall cabinets, overhead storage, a work area, and its own cooling system. The main house runs on newer A/C.Beyond the front door, Sun City Shadow Hills offers two clubhouses, championship golf, fitness centers, pools and spas, pickleball and tennis courts, and a long calendar of clubs and activities. Here the pond, the greenbelt, and the mountains all stay in view.

Facts & features

Home type

Home

Year built

2004

Floors

1

Price per sq ft

$250

HOA

$398 / monthly

Parking

2-car garage

Included features

  • Heating

    Central

  • Appliances

    Gas Range, Refrigerator

  • Flooring

    Carpet, Tile

  • Roof

    Tile

  • Lot Information

    Greenbelt

  • View

    Mountain

Mortgage calculator

Estimated monthly payment

$3,009 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,422
  • Property tax $455
  • Insurance $133

Includes principal, interest, taxes & insurance.

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Listing Broker

Compass

Broker Name

Compass

Agent

Norman Williams

Location

Palm Desert CA 92260