For sale Home

Listed Jul 27, 2026

$599,900 Est. $3,968/mo

4012 Payne Cove Road

  • 3

    Beds

  • 2

    Baths

  • 2,644

    Sq ft

The story

  • Basement

4.68 acres. Escape to your own private Tennessee mountain retreat at 4012 Payne Cove Road in Pelham, TN. Conveniently located just minutes from both Nashville and Chattanooga via I-24, this stunning 2,644-square-foot brick home brings the charm of Gatlinburg-style mountain living to the perfect location. Inside, you'll find soaring cathedral ceilings with exposed wood beams, custom hickory cabinetry crafted with exceptional attention to detail, and a beautiful loft. The thoughtfully designed split floor plan features three spacious bedrooms and privacy. City water is being installed at the road by September 2026. Please verify all pertinent information.

Facts & features

Home type

Home

Year built

2008

Floors

2

Lot size

5 acres

Price per sq ft

$227

Parking

2-car garage

Included features

  • Fireplace

    1 fireplace

  • Basement

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Built-In Electric Oven, Double Oven, Electric Oven, Cooktop, Dishwasher

  • Flooring

    Laminate, Tile

  • Roof

    Metal

  • Lot Information

    Level

  • Water Source

    Well

  • Sewer

    Septic Tank

  • View

    Mountain

Mortgage calculator

Estimated monthly payment

$3,968 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,193
  • Property tax $600
  • Insurance $175

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

RE/MAX 1st Realty

Broker Name

RE/MAX 1st Realty

Agent

Kelly Anderson