For sale Home

Listed Sep 11, 2026

$464,900 Est. $3,075/mo

401 Division Street

  • 3

    Beds

  • 3

    Baths

  • 1,900

    Sq ft

The story

  • Basement

Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

Facts & features

Home type

Home

Year built

1952

Price per sq ft

$245

Parking

2-car garage

Included features

  • Fireplace

    1 fireplace

  • Basement

    Yes

  • Cooling

    Central Air

  • Heating

    Natural Gas, Forced Air

  • Appliances

    Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer

  • Flooring

    Hardwood

  • Roof

    Asphalt

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,075 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,474
  • Property tax $465
  • Insurance $136

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Village Realty, Inc.

Broker Name

Village Realty, Inc.

Agent

Erin Grant