For sale Condo

Listed Apr 14, 2026

$549,000 Est. $3,631/mo

40 Casa Bella Circle #1102

  • 3

    Beds

  • 3

    Baths

  • 2,463

    Sq ft

The story

  • Waterfront

Unit #1102 at 40 Casa Bella Circle is a 3-bedroom, 3-bathroom, three-story condo in Palm Coast, FL with 2,463 sq ft of living space and 2 garage spaces, built in 2005. It is currently listed at $549,000, with a monthly HOA fee of $410. Highlights include a waterfront setting and water views.

Located on a quiet cul-de-sac on Casa Bella Circle in Hammock Dunes, this 3-bedroom, 2.5-bath residence offers 2,463 square feet of expanded living space and a layout that stands apart. Designed as a true carriage-style home when originally built, the entire floor is your own—no neighbors on either side—allowing for windows all the way around and an abundance of natural light throughout. Direct elevator access opens straight into the unit, adding both convenience and privacy. Inside, the scale is immediately noticeable. Multiple living and dining areas provide flexibility for everyday living or hosting, without feeling crowded. Flooring is consistent throughout—tile in the main areas and luxury vinyl plank in the bedrooms—offering a clean, low-maintenance finish with no carpet anywhere. The kitchen is built for function, with a center island, granite countertops, stainless steel appliances, and generous cabinet space. It connects naturally to the main living areas, making it practical for both daily use and entertaining. One of the strongest features of this unit is the outdoor space. Multiple porches and patios—screened and open, covered and uncovered—give you options throughout the day, whether you’re looking for shade, sun, or a breeze. It’s a noticeable upgrade in usable square footage beyond the interior. The primary suite is well-sized, with a walk-in closet and a bathroom that includes dual vanities, a soaking tub, and a walk-in shower. Two additional bedrooms offer flexibility for guests or workspace. A 2-car garage at ground level and added storage round out the practical side of the home. Community amenities include a pool, hot tub, fitness center, and grilling area, while optional membership to the Hammock Dunes Club expands the lifestyle further with oceanfront dining, two championship golf courses, additional fitness, pools, and racquet sports. Well-positioned and easy to live in, this property offers the right balance of space, function, privacy, and access to top-tier amenities. More space, better outdoor living, and direct access—this unit delivers a step up in both layout and usability within the same community.

Facts & features

Home type

Condo

Year built

2005

Floors

3

Price per sq ft

$223

HOA

$410 / monthly

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Electric, Heat Pump

  • Appliances

    Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer

  • Flooring

    Luxury Vinyl, Tile

  • Roof

    Tile

  • Lot Information

    Cul-De-Sac, Near Golf Course, On Golf Course, Sidewalk, Paved, Private

  • Exterior

    Balcony, Lighting, Private Entrance, Sidewalk

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$3,631 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,922
  • Property tax $549
  • Insurance $160

Includes principal, interest, taxes & insurance.

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Listing Broker

COASTAL GATEWAY REAL ESTATE GROUP

Broker Name

COASTAL GATEWAY REAL ESTATE GROUP

Agent

Carlene Reardon