For sale Home

Listed Oct 22, 2026

$539,000 Est. $3,565/mo

39295 Gainsborough Circle

  • 2

    Beds

  • 2

    Baths

  • 2,142

    Sq ft

The story

55+ Sun City Palm Desert-The ''BEST Bang for your Buck'' active-lifestyle retirement community in the whole Coachella Valley. This highly desirable south-facing St. Croix model is located on a quiet cul-de-sac, wonderful curb appeal, lush desert landscaping, private gated courtyard perfect for enjoying your morning coffee. The home features two bedrooms, two baths, a spacious den/office and an additional hobby room/flex space, along with a 2-car garage and a separate golf cart bay. Inside, 18'' tile throughout enhances the light open layout. Plantation shutters throughout, ceiling fans, central vac, Ring doorbell and backyard camera. The great room living and dining room offers open concept with kitchen and sliding doors to the backyard. Spacious kitchen has Corian counters, chefs island, breakfast bar, stainless range and dishwasher, pantry, kitchen nook seating area with a bay window and view. The master suite has beautiful view of the patio,18 inch tile, fan/light, bath has pocket door for privacy, dual vanity, large shower stall, and walk-in closet. The guest bedroom is located on the opposite side of the home and adjacent bath has single vanity, and bathtub/shower combo. Additional highlights include a den/office with double doors, recessed lighting, and hobby room with pocket door for extra privacy and direct garage access. The laundry room includes washer and dryer, a folding table, upper and lower upgraded cabinets. The garage features storage cabinets, newer A/C, original furnace, and new water heater in 2025. The extended covered patio has an electric awning (as is) and the space is perfect for outdoor entertaining, or simply enjoying the tranquil desert ambience with the soothing sounds of the water feature. ''Buy Where You Love to Play, Sun City Palm Desert!''

Facts & features

Home type

Home

Year built

1998

Floors

1

Price per sq ft

$252

HOA

$442 / monthly

Parking

3-car garage

Included features

  • Heating

    Forced Air, Natural Gas

  • Appliances

    Dishwasher, Disposal, Refrigerator

  • Flooring

    Tile

  • Lot Information

    Cul De Sac, Drip Irrigation Bubblers, Planned Unit Development

Mortgage calculator

Estimated monthly payment

$3,565 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,869
  • Property tax $539
  • Insurance $157

Includes principal, interest, taxes & insurance.

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Listing Broker

HomeSmart

Broker Name

HomeSmart

Agent

Lynda Dumas

Location

Palm Desert CA 92260