For sale Home

Listed Feb 5, 2026

$599,900 Est. $3,968/mo

3848 Topsail Trail

  • 4

    Beds

  • 4

    Baths

  • 2,444

    Sq ft

The story

  • Pool

High and Dry. One of a kind, Florida Living, water community. Private beaches. No HOA. No water intrusion from Helene or Milton. This pool home is move-in ready. Large corner lot in Gulf Harbor community. Optional HOA, ($125.00 annually) and optional community membership ($200.00 annually) gives you access to private beaches, boat ramps , fishing, community events, and many social and recreational activities without ever leaving the community. Golf Harbor is close to the airport and has a nature preserve for you nature seekers. This 4/BR, 3 ½ /BA home has a split floor plan and ceramic tile throughout the house. New roof 2020, fencing 2017, electric panel 2023, pool deck and tiles 2022. This home sits high and dry. Hurricane Helene and Milton (2024) did not cause any water incursion. The 4th bedroom has its own bathroom that can be used as a pool bath or an in-law suite or lockout for rental. The home features a wood burning fireplace in the family room. Kitchen has stainless steel appliances with wood cabinetry. The lanai is huge and screened with sliders entering from the family room, dining room and master/primary bedroom. The living room sliders open all the way back as if you were outside on the lanai. The yard has a beautiful privacy fenced with mature landscaping. The Gulf is all around in this water community. The house has plenty of storage with walk in closets and an oversized garage. Schedule an appointment.

Facts & features

Home type

Home

Year built

1984

Floors

1

Price per sq ft

$245

Parking

2-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer

  • Flooring

    Carpet, Ceramic Tile

  • Roof

    Shingle

  • Exterior

    Private Yard, Rain Gutters

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,968 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,193
  • Property tax $600
  • Insurance $175

Includes principal, interest, taxes & insurance.

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Listing Broker

EXP REALTY LLC

Broker Name

EXP REALTY LLC

Agent

Sabrina Deem, PA