For sale Home

Listed Oct 6, 2026

$459,900 Est. $3,042/mo

3812 Tarpon Pointe Circle

  • 3

    Beds

  • 2

    Baths

  • 2,086

    Sq ft

The story

Welcome to this spacious three-bedroom, two-bathroom home in the desirable 55+ community of Highland Lakes in Palm Harbor. Major updates include a 2022 AC system and replacement windows and doors in 2020. Offering 2,086 square feet of living space on a corner lot, this home features a welcoming screened front porch and foyer entry leading into a generously sized living room. The kitchen and dining area provide a comfortable space for everyday living, with stainless steel appliances and stone countertops. The primary bedroom features a walk-in closet and private en-suite bathroom with a dual-sink vanity topped with granite and a walk-in shower. The second bedroom also includes a walk-in closet, while the additional bedroom offers flexibility for guests, hobbies, or a home office. A dedicated laundry room adds everyday convenience, and out back, a deck provides a relaxing spot to enjoy the Florida sunshine or unwind outdoors. Residents of Highland Lakes enjoy an impressive array of amenities, including golf course access, a clubhouse, swimming pool, spa, sports courts, and access to Lake Tarpon for boating and other water activities. The community’s active lifestyle and variety of recreational opportunities make it an appealing place to enjoy Florida living. Conveniently located near Lake Tarpon, the home is also close to a variety of shopping destinations, restaurants, and everyday conveniences throughout Palm Harbor. Schedule your showing today!

Facts & features

Home type

Home

Year built

1988

Floors

1

Price per sq ft

$220

HOA

$164 / monthly

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Microwave, Range, Refrigerator

  • Flooring

    Laminate, Tile

  • Roof

    Shingle

  • Lot Information

    Corner Lot

  • Exterior

    Lighting, Private Mailbox, Rain Gutters, Sidewalk

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,042 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,448
  • Property tax $460
  • Insurance $134

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

EXP REALTY LLC

Broker Name

EXP REALTY LLC

Agent

Jeffrey Borham, PA