For sale Home

Listed Oct 14, 2026

$1,025,000 Est. $6,779/mo

38 North Holly Avenue

  • 3

    Beds

  • 5

    Baths

  • 4,719

    Sq ft

The story

  • Waterfront
  • Basement

EXTENSIVELY UPDATED & DESIGNED FOR FLEXIBLE LAKE LIVING, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE LAKE HOME with shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, & private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates. The home is also available with Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & additional personal property available separately, allowing buyers to customize the purchase to their needs.

Facts & features

Home type

Home

Year built

1988

Price per sq ft

$217

HOA

$100 / monthly

Parking

3-car garage

Included features

  • Fireplace

    3 fireplaces

  • Basement

    Yes

  • Cooling

    Central Air

  • Heating

    Gas, Forced Air, Sep Heating Systems - 2+

  • Appliances

    Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Water Softener Owned, Humidifier

  • Flooring

    Hardwood

  • Roof

    Asphalt

  • Lot Information

    Cul-De-Sac, Water Rights, Mature Trees, Garden, Views

  • Exterior

    Outdoor Grill, Fire Pit

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$6,779 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,455
  • Property tax $1,025
  • Insurance $299

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Better Homes and Garden Real Estate Star Homes

Broker Name

Better Homes and Garden Real Estate Star Homes

Agent

Jim Starwalt