For sale Home

Listed Oct 28, 2026

$615,000 Est. $4,068/mo

3586 Willow Lake Circle

  • 4

    Beds

  • 3

    Baths

  • 3,405

    Sq ft

The story

  • Basement

Mountain Views, Spacious Living & an Incredible Location in Elder Cove! Welcome to 3586 Willow Lake Circle in the desirable Elder Cove community, just minutes from Downtown Chattanooga! Offering 3,405 square feet, beautiful mountain views, and thoughtful updates throughout, this home combines spacious living with an unbeatable location. Inside, soaring ceilings, hardwood floors, and an open-concept layout create a bright, inviting atmosphere. The kitchen features granite countertops, beautiful cabinetry, new appliances, and an updated backsplash. The main level includes a spacious primary suite with a private bath and walk-in closet, plus two additional bedrooms and a full bathroom. Upstairs offers another bedroom, full bathroom, and versatile bonus area. The finished basement provides even more flexibility for entertaining, a home gym, or additional living space. With its own separate exterior entrance, it also offers potential for a private apartment or separate living quarters. Extra closets, attic storage, and walk-out storage provide plenty of room for everything! Step outside to the large Trex deck overlooking a fully fenced backyard with established landscaping, a partially level yard, gentle slope, and an additional outdoor sitting area perfect for relaxing or entertaining. Elder Cove offers sidewalks, a picturesque willow-lined lake, a community lot directly across the street, and a low HOA. Enjoy a spacious garage, convenient guest parking nearby, and easy access to Downtown Chattanooga while surrounded by peaceful mountain views. With major updates including HVAC systems, appliances, and interior improvements already completed, this home is ready for its next chapter! Come experience everything that makes Elder Cove such a special place to call home!

Facts & features

Home type

Home

Year built

2013

Price per sq ft

$181

HOA

$350 / annually

Parking

2-car garage

Included features

  • Fireplace

    1 fireplace

  • Basement

    Yes

  • Cooling

    Central Air, Ceiling Fan(s), Multi Units

  • Heating

    Central, Electric

  • Appliances

    Dryer, Disposal, Dishwasher, Exhaust Fan, Electric Range, Free-Standing Refrigerator, Ice Maker, Microwave, Oven, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Washer, Washer/Dryer, Water Heater

  • Flooring

    Carpet, Hardwood, Tile

  • Roof

    Asphalt, Shingle

  • Lot Information

    Gentle Sloping, Level, Views, Wooded

  • Exterior

    Playground, Rain Gutters, Storage

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Mountain

Mortgage calculator

Estimated monthly payment

$4,068 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,273
  • Property tax $615
  • Insurance $179

Includes principal, interest, taxes & insurance.

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Listing Broker

REAL Broker

Broker Name

REAL Broker

Agent

Ashley Ballezzi